Blog Teaser

Construction to Permanent FAQs

The Best Answers to Your Construction to Permanent Loan Questions

Want to build your home? Here are some answers to commonly asked questions about our Construction to Permanent Loan Programs. Learn about down payments, term options, barndominiums, out of pocket fees and more.
Read Full Article
AgSouth Announces 2024 Director Election and Nominating Committee Results

AgSouth Farm Credit Announces 2024 Board of Director and Nominating Committee Results

10/18/2024
STATESVILLE, NC (October 18, 2024) – AgSouth Farm Credit CEO Vance Dalton announced the winners of the 2024 Board of Director and Nominating Committee Election. AgSouth Farm Credit is a member-owned cooperative and relies on their members to help build the leadership that serves them. This year’s Annual Meeting was held on September 4, 2024, in Braselton, Georgia.
Read Full Article
AgSouth Distributes $30 Million Early Patronage to Members in Wake of Hurricane Helene Devastation

AgSouth Distributes $30 Million Early Patronage to Members in Wake of Hurricane Helene Devastation

10/7/2024
Statesville, NC (October 2, 2024): Hurricane Helene caused overwhelming devastation in portions of AgSouth’s region of Georgia, North Carolina, and South Carolina. In the wake of damage from Hurricane Helene across our footprint, AgSouth will be making an early payment of 2024 funds to stockholders in the amount of $30 million.
Read Full Article
Men in a crop field

Through the Generations in Coffee County, Georgia

Learn how third-generation farmer Danny O'Steen shares his passion with his son, and how they plan to continue being successful for generations to come.
Read Full Article
AgSouth Welcomes Austin Cathart as Camden Loan Officer

AgSouth Welcomes Austin Cathart as Camden Loan Officer

9/11/2024
Statesville, N.C. (September 11, 2024): AgSouth Farm Credit is pleased to announce the appointment of Austin Cathcart as the newest Loan Officer at our Camden, SC branch office. Spencer Floyd, Regional Lending Manager, expressed his excitement over Austin’s arrival, highlighting the valuable expertise and fresh perspective he brings to the team.
Read Full Article
Couple smiling looking at computer

Understanding the Underwriting Process: The 5 Cs of Credit

One of the first things all lenders learn to make loan decisions are the “Five C's of Credit : Character, Conditions, Capital, Capacity, and Collateral."
Read Full Article

Ten Questions to Ask Before You Buy Land

Buying land is a big purchase! It is important to make sure the land you are buying is your dream property. Ask yourself these ten questions before you make your offer!
Read Full Article
AgSouth Welcomes Collin Springer as Camden Loan Officer

AgSouth Welcomes Collin Springer as Camden Loan Officer

Statesville, N.C. (August 28, 2024): AgSouth Farm Credit is thrilled to announce the addition of Collin Springer as a Loan Officer serving the Kershaw, Fairfield, and Richland counties.
Read Full Article
Intern Experience: Lessons Learned by the Next Generation of Ag Leaders

Intern Experience: Lessons Learned by the Next Generation of Ag Leaders

8/29/2024
Each summer, AgSouth welcomes a group of students to our organization where they are presented with the opportunity to immerse themselves in the Farm Credit culture. The AgSouth Internship Program allows our association to educate and develop the skills of young professionals through hands-on experience catering to each of the intern’s relevant interests. In turn, this internship provides the Association with tremendous value, bringing in fresh knowledge and ideas. 
Read Full Article
How to Manage Your Land for Wildlife in Georgia

How to Manage Your Land for Wildlife in Georgia

In this post, we go over common ways you can manage your land to increase wildlife and provide resources for constructing your plan.
Read Full Article
Land Loan Interest Rate Shopping? Compare Fixed Rate and Balloon.

Land Loan Interest Rate Shopping? Compare Fixed Rate and Balloon

When shopping rates for land loans, be sure you are comparing apples to apples. Knowing the term is just important as knowing the rate. 8% of a 20 year term with a 3 year balloon is different than a 8.5% fixed rate on a 20 year term. Which is better?
Read Full Article
AgSouth Welcomes Sawyer Davis as Statesville Loan Officer

AgSouth Welcomes Sawyer Davis as Statesville Loan Officer

Statesville, N.C. (August 12, 2024): AgSouth Farm Credit Regional Lending Manager Mark Robertson has announced that he is excited to have Sawyer Davis at AgSouth as the newest Loan Officer in the Statesville, NC branch office.
Read Full Article
Growing Timber? 6 Pieces of Advice for Forest Landowners.Timber growers play a crucial role in sustaining our environment and economy. Whether you’re a seasoned forester or just starting out, navigating the complexities of timber management requires careful planning and strategic decision-making to protect your investment

Growing Timber? 6 Pieces of Advice for Forest Landowners

Timber growers play a crucial role in sustaining our environment and economy. Whether you’re a seasoned forester or just starting out, navigating the complexities of timber management requires careful planning and strategic decision-making to protect your investment. Here are six valuable pieces of advice to help you optimize your timber growing venture.
Read Full Article
Is Your Dream is to Buy Land and Build a Home? Here are Your Financing Options.

Is Your Dream is to Buy Land and Build a Home? Here are Your Financing Options.

So you want to buy land and build your dream home? There are a couple of different routes you can take in making this dream a reality. You can buy the land now and wait to build OR you can buy the land AND build the home at the same time. We go over each route and it's benefits.
Read Full Article
AgSouth Welcomes Ashlyn Prince as Brown Summit Loan Officer

AgSouth Welcomes Ashlyn Prince as Brown Summit Loan Officer

7/8/2024
Yadkinville, NC.: (July 8, 2024): AgSouth Farm Credit Regional Lending Manager Lance Wardlaw has announced that he is excited to have Ashlyn Prince at AgSouth as a Loan Officer in the Brown Summit, NC branch office.
Read Full Article