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Construction to Permanent FAQs

The Best Answers to Your Construction to Permanent Loan Questions

Want to build your home? Here are some answers to commonly asked questions about our Construction to Permanent Loan Programs. Learn about down payments, term options, barndominiums, out of pocket fees and more.
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Understanding Underwriting and Loan Approval

Understand the Underwriting Process: The 5 Cs of Credit

One of the first things all lenders learn and use to make loan decisions are the “Five C's of Credit : Character, Conditions, Capital, Capacity, and Collateral."
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Ten Questions to Ask Before You Buy Land

Buying land is a big purchase! It is important to make sure the land you are buying is your dream property. Ask yourself these ten questions before you make your offer!
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AgSouth Farm Credit Construction Loans

Answers to Your Construction to Permanent Loan Questions

Want to build your home? Here are answers to commonly asked questions about our Construction to Permanent Loan Programs. Learn about down payments, term options, barndominiums, out of pocket fees and more.
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AgSouth Welcomes Collin Springer as Camden Loan Officer

AgSouth Welcomes Collin Springer as Camden Loan Officer

Statesville, N.C. (August 28, 2024): AgSouth Farm Credit is thrilled to announce the addition of Collin Springer as a Loan Officer serving the Kershaw, Fairfield, and Richland counties.
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J.W. Yonce and Sons, more commonly known as Big Smile Premium Peaches, has been in business for over 90 years. Chris Yonce and his cousin, Josh, are the fourth generation to run the peach farm located in Johnston, South Carolina. Chris is an AgSouth Farm Credit customer that utilizes multiple loan services, including Crop Insurance.

Spotlight: Big Smile Premium Peaches

J.W. Yonce and Sons, more commonly known as Big Smile Premium Peaches, has been in business for over 90 years. Chris Yonce and his cousin, Josh, are the fourth generation to run the peach farm located in Johnston, South Carolina. Chris is an AgSouth Farm Credit customer that utilizes multiple loan services, including Crop Insurance.
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Intern Experience: Lessons Learned by the Next Generation of Ag Leaders

Intern Experience: Lessons Learned by the Next Generation of Ag Leaders

8/29/2024
Each summer, AgSouth welcomes a group of students to our organization where they are presented with the opportunity to immerse themselves in the Farm Credit culture. The AgSouth Internship Program allows our association to educate and develop the skills of young professionals through hands-on experience catering to each of the intern’s relevant interests. In turn, this internship provides the Association with tremendous value, bringing in fresh knowledge and ideas. 
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How to Manage Your Land for Wildlife in Georgia

How to Manage Your Land for Wildlife in Georgia

In this post, we go over common ways you can manage your land to increase wildlife and provide resources for constructing your plan.
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Land for Sale: Mossy Oak Properties

Land for Sale: Mossy Oak Properties

8/14/2024
This month we are partnering with Mossy Oak Properties - Land and Farms Realty to highlight five beautiful properties for sale in North Carolina.
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Land Loan Interest Rate Shopping? Compare Fixed Rate and Balloon.

Land Loan Interest Rate Shopping? Compare Fixed Rate and Balloon

When shopping rates for land loans, be sure you are comparing apples to apples. Knowing the term is just important as knowing the rate. 8% of a 20 year term with a 3 year balloon is different than a 8.5% fixed rate on a 20 year term. Which is better?
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AgSouth Welcomes Sawyer Davis as Statesville Loan Officer

AgSouth Welcomes Sawyer Davis as Statesville Loan Officer

Statesville, N.C. (August 12, 2024): AgSouth Farm Credit Regional Lending Manager Mark Robertson has announced that he is excited to have Sawyer Davis at AgSouth as the newest Loan Officer in the Statesville, NC branch office.
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Growing Timber? 6 Pieces of Advice for Forest Landowners.Timber growers play a crucial role in sustaining our environment and economy. Whether you’re a seasoned forester or just starting out, navigating the complexities of timber management requires careful planning and strategic decision-making to protect your investment

Growing Timber? 6 Pieces of Advice for Forest Landowners

Timber growers play a crucial role in sustaining our environment and economy. Whether you’re a seasoned forester or just starting out, navigating the complexities of timber management requires careful planning and strategic decision-making to protect your investment. Here are six valuable pieces of advice to help you optimize your timber growing venture.
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Is Your Dream is to Buy Land and Build a Home? Here are Your Financing Options.

Is Your Dream is to Buy Land and Build a Home? Here are Your Financing Options.

So you want to buy land and build your dream home? There are a couple of different routes you can take in making this dream a reality. You can buy the land now and wait to build OR you can buy the land AND build the home at the same time. We go over each route and it's benefits.
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AgSouth Welcomes Ashlyn Prince as Brown Summit Loan Officer

AgSouth Welcomes Ashlyn Prince as Brown Summit Loan Officer

7/8/2024
Yadkinville, NC.: (July 8, 2024): AgSouth Farm Credit Regional Lending Manager Lance Wardlaw has announced that he is excited to have Ashlyn Prince at AgSouth as a Loan Officer in the Brown Summit, NC branch office.
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Make the Most of Your Timber Investment

Make the Most of Your Timber Investment

Buying the timberland is just the first step. What other key steps do you need to take to ensure you're making the most of your investment?
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