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So you want to start a farm business? Maybe you want to turn your side hobby in to a second career. Or maybe you grew up on your grandparents farm and feel a pull to go back to your roots. Whatever your motivation to start a farm or agritourism business, you might not know where to start. This guide can help.

Ready to Grow? How to Start a Farm with this Essential Guide

So you want to start a farm business? Maybe you want to turn your side hobby in to a second career. Or maybe you grew up on your grandparents farm and feel a pull to go back to your roots. Whatever your motivation to start a farm or agritourism business, you might not know where to start. This guide can help.
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Understanding Underwriting and Loan Approval

Understand the Underwriting Process: The 5 Cs of Credit

One of the first things all lenders learn and use to make loan decisions are the “Five C's of Credit : Character, Conditions, Capital, Capacity, and Collateral."
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AgSouth Farm Credit Construction Loans

Answers to Your Construction to Permanent Loan Questions

Want to build your home? Here are answers to commonly asked questions about our Construction to Permanent Loan Programs. Learn about down payments, term options, barndominiums, out of pocket fees and more.
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J.W. Yonce and Sons, more commonly known as Big Smile Premium Peaches, has been in business for over 90 years. Chris Yonce and his cousin, Josh, are the fourth generation to run the peach farm located in Johnston, South Carolina. Chris is an AgSouth Farm Credit customer that utilizes multiple loan services, including Crop Insurance.

Spotlight: Big Smile Premium Peaches

J.W. Yonce and Sons, more commonly known as Big Smile Premium Peaches, has been in business for over 90 years. Chris Yonce and his cousin, Josh, are the fourth generation to run the peach farm located in Johnston, South Carolina. Chris is an AgSouth Farm Credit customer that utilizes multiple loan services, including Crop Insurance.
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Farm Credit Hosts FFA Ag Mechanics Contest at Sunbelt Expo

10/31/2024
Students from FFA chapters in Georgia and Florida had the opportunity to enter and exhibit their wood and metal projects at the Sunbelt Ag Expo in Moultrie, Georgia on October 15-17. The impressive projects are built by middle and high school FFA members and are judged based on quality of work, precision, attention to detail, and difficulty.
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AgSouth Welcomes Judd Price as Loan Officer

10/30/2024
Statesville, NC.: (October 30, 2024): AgSouth Farm Credit Regional Lending Manager Jody Smith has announced that he is excited to Judd Price at AgSouth as the newest Loan Officer in the Roxboro, NC branch office.
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Buying Farm Equipment? Get the Best Deal Using this Farm Credit Tool. Farm Credit EXPRESS helps farmers buy essential equipment.

Buying Farm Equipment? Get the Best Deal Using this Farm Credit Tool

When it comes to farming, every moment counts. For farmers like Jeffrey Crotts, who owns Knob Creek Orchards, Inc., in Toluca, North Carolina, time is money. With 287 acres of apples, peaches, strawberries, and blackberries to manage, Crotts understands the critical importance of efficiency, especially during harvest season when the window for picking fruits like strawberries and blackberries is incredibly narrow. The right farm equipment is essential not just for efficiency, but for ensuring the quality of the harvest and, ultimately, the profitability of the farm.
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Construction to Permanent FAQs

The Best Answers to Your Construction to Permanent Loan Questions

Want to build your home? Here are some answers to commonly asked questions about our Construction to Permanent Loan Programs. Learn about down payments, term options, barndominiums, out of pocket fees and more.
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AgSouth Announces 2024 Director Election and Nominating Committee Results

AgSouth Farm Credit Announces 2024 Board of Director and Nominating Committee Results

10/18/2024
STATESVILLE, NC (October 18, 2024) – AgSouth Farm Credit CEO Vance Dalton announced the winners of the 2024 Board of Director and Nominating Committee Election. AgSouth Farm Credit is a member-owned cooperative and relies on their members to help build the leadership that serves them. This year’s Annual Meeting was held on September 4, 2024, in Braselton, Georgia.
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AgSouth Distributes $30 Million Early Patronage to Members in Wake of Hurricane Helene Devastation

AgSouth Distributes $30 Million Early Patronage to Members in Wake of Hurricane Helene Devastation

10/7/2024
Statesville, NC (October 2, 2024): Hurricane Helene caused overwhelming devastation in portions of AgSouth’s region of Georgia, North Carolina, and South Carolina. In the wake of damage from Hurricane Helene across our footprint, AgSouth will be making an early payment of 2024 funds to stockholders in the amount of $30 million.
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Men in a crop field

Through the Generations in Coffee County, Georgia

Learn how third-generation farmer Danny O'Steen shares his passion with his son, and how they plan to continue being successful for generations to come.
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AgSouth Welcomes Austin Cathart as Camden Loan Officer

AgSouth Welcomes Austin Cathart as Camden Loan Officer

9/11/2024
Statesville, N.C. (September 11, 2024): AgSouth Farm Credit is pleased to announce the appointment of Austin Cathcart as the newest Loan Officer at our Camden, SC branch office. Spencer Floyd, Regional Lending Manager, expressed his excitement over Austin’s arrival, highlighting the valuable expertise and fresh perspective he brings to the team.
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Ten Questions to Ask Before You Buy Land

Buying land is a big purchase! It is important to make sure the land you are buying is your dream property. Ask yourself these ten questions before you make your offer!
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AgSouth Welcomes Collin Springer as Camden Loan Officer

AgSouth Welcomes Collin Springer as Camden Loan Officer

Statesville, N.C. (August 28, 2024): AgSouth Farm Credit is thrilled to announce the addition of Collin Springer as a Loan Officer serving the Kershaw, Fairfield, and Richland counties.
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Intern Experience: Lessons Learned by the Next Generation of Ag Leaders

Intern Experience: Lessons Learned by the Next Generation of Ag Leaders

8/29/2024
Each summer, AgSouth welcomes a group of students to our organization where they are presented with the opportunity to immerse themselves in the Farm Credit culture. The AgSouth Internship Program allows our association to educate and develop the skills of young professionals through hands-on experience catering to each of the intern’s relevant interests. In turn, this internship provides the Association with tremendous value, bringing in fresh knowledge and ideas. 
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