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Inclement Weather - We have several branches with delayed openings in North Carolina. Please visit the below page for the most up-to-date branch announcements. Last Updated: 12/3/2024 at 8:42am

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Spotlight: Stoney Ridge Farm

While farming can be long days and often without a lot of interaction, this U.S. Air Force veteran has found a way to invite people onto his farm through videos.
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Spotlight: Dr. Amanda Whitener

The cattle initially sparked her interest in agriculture; however, she says the farmers inspired her passion for the dairy industry.
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Spotlight: Alan Smith

Armed with the opportunity and the drive to succeed, Alan Smith took over his family farm in 1972.
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Spotlight: Scott "JD" Sink

Most people rarely find the time to balance the work of farm life and family life. Scott “JD” Sink has managed to master the art of balancing farm life, family life, and a full time career as well. 
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Man, woman and baby sitting on a front porch step

Home Loan: How to Get Started

Do you feel like you're finally ready to buy your first home? Here's how to get started!
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6 Mistakes to Avoid When Closing a Land, Farm or Home Loan

Lenders see your application as an ongoing process and take in to account everything you do up until you sign your closing papers. Avoid these common mistakes to close your loan quickly!
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Flooded farmland

Crop Insurance Explained

We explain how crop insurance works and why it's important.
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How Lenders Use Your Credit Score and Credit History

What is a good credit score and how does a lender learn about your credit history? We will break that down into two parts.
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3 Ways to Stick to Your Budget

Need help sticking to your budget? Here are 3 tips!
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Family Farm in Aiken, South Carolina

Acre by acre, the Cushmans made their farm uniquely their own with hardwork and patience.
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Pine trees

The Cost of Not Replanting Timberland

Take care of your timberland investment. Guest Blogger Ryan McCue discusses the importance of replanting your timberland after a harvest.
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5 Reasons Why You Should Buy Land Right Now

Interest rates have dropped and Guest Blogger Carter Group Real Estate is giving 5 reasons why you should buy land right now.
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Couple wearing "MJ's Gardens and Recreation Area" t-shirts with an arm around each other's waists

Active Military Couple Hobby Farms Near Columbia, South Carolina

MJ's Garden and Recreation Area is simply "a little garden or two and a place to hang out" according to Mike and Jess. Read their inspiration for their small blueberry farm here.
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Buy or Build: Here are 6 Questions to Help You Decide

We've created a handy flowchart and article discussing the questions you should ask yourself when deciding to buy or build.
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What is Earnest Money?

Guest blogger National Land Reality discusses earnest money and if there is a difference between earnest money for home purchases compared to land purchases.
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