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AgSouth Farm Credit Construction Loans

Answers to Your Construction to Permanent Loan Questions

Want to build your home? Here are answers to commonly asked questions about our Construction to Permanent Loan Programs. Learn about down payments, term options, barndominiums, out of pocket fees and more.
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Is Your Dream is to Buy Land and Build a Home? Here are Your Financing Options.

Is Your Dream is to Buy Land and Build a Home? Here are Your Financing Options.

So you want to buy land and build your dream home? There are a couple of different routes you can take in making this dream a reality. You can buy the land now and wait to build OR you can buy the land AND build the home at the same time. We go over each route and it's benefits.
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Buying Land to Build a Home Part 2 AgSouth

Buying Land to Build a Home: Important Tips from Loan Officers Part 2

Wanda Harris, a land loan officer with AgSouth Farm Credit and Taylor Jones, a home loan originator of AgSouth Mortgages, share some important considerations for those who have found land or are searching for land on which to build a home. They want you to know about your options so you can make the best decision for you and your family.
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Financing a Barndominium in Six Steps

Owning a Barndominium is something you’ve always dreamed of, but the steps to make it all happen aren’t super clear. Fortunately, there are several ways you can finance a Barndominium and Farm Credit specializes in loans for exactly these types of properties.
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Counting money and planning calendar

What is a Good Debt to Income Ratio and How to Calculate Yours

The debt to income ratio is used largely when getting a home or lot loan, but it can also help land buyers know their overall financial health before applying for a large acreage land loan. Before you apply for a loan, you should know your ratio and how it might affect your loan approval or terms.
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Construction to Permanent FAQs

The Best Answers to Your Construction to Permanent Loan Questions

Want to build your home? Here are some answers to commonly asked questions about our Construction to Permanent Loan Programs. Learn about down payments, term options, barndominiums, out of pocket fees and more.
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Increase Your Home Value Now with These Top 5 Upgrades

Increase Your Home Value Now with These Top 5 Upgrades

Wonder what improvements can add the most value to your home? We talked with a certified general appraiser to discuss the best (and smartest) upgrades you can make to your home that add value. 
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4 things to know about country home loans.

Interested in a Country Home? Here are 4 Things to Know About Financing

Buying a home with acreage is a huge investment and we want you to be as comfortable and happy about the loan process as possible.
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6 things to know before you buy a country home.

Interested in a Country Home? Here are 6 Things to Know Before You Buy

Does living out in the country sound like a dream? Here are 6 things you need to know before you buy a country home with acreage.
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Well-manicured lawn in front of rural home

Home Builders: Build Relationships

Southern Design Builders out of Greenville, South Carolina worked together with AgSouth Mortgages Originator Brandt Stone to build up a happy customer base.
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