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Buying Farm Equipment? Get the Best Deal Using this Farm Credit Tool

Buying Farm Equipment? Get the Best Deal Using this Farm Credit Tool. Farm Credit EXPRESS helps farmers buy essential equipment.

Buying Farm Equipment? Get the Best Deal Using this Farm Credit Tool

When it comes to farming, every moment counts. For farmers like Jeffrey Crotts, who owns Knob Creek Orchards, Inc., in Toluca, North Carolina, time is money. With 287 acres of apples, peaches, strawberries, and blackberries to manage, Crotts understands the critical importance of efficiency, especially during harvest season when the window for picking fruits like strawberries and blackberries is incredibly narrow. The right farm equipment is essential not just for efficiency, but for ensuring the quality of the harvest and, ultimately, the profitability of the farm.

But the process of acquiring essential farm equipment doesn’t have to be a hassle. This is where Farm Credit EXPRESS comes into play, offering farmers a convenient, efficient, and cost-effective way to finance the tools they need to succeed.

The Importance of Timely Harvest

In farming, timing is everything. Perishable crops like strawberries and blackberries have a very short shelf life, making the phrase “time is money” particularly relevant. A delay of just a day or two can drastically affect the quality of the produce, and in turn, whether customers will buy it. This makes it imperative for farmers to have reliable, efficient equipment to carry out their work.

Convenience at Your Fingertips: The Farm Credit EXPRESS Advantage

Farm Credit EXPRESS understands the value of time for farmers. This equipment financing program partners with Farm Credit and local equipment dealers to provide easy, on-the-spot financing. Whether you are purchasing new or used equipment, Farm Credit EXPRESS offers excellent rates and a streamlined process that gets you back in the field faster.

The program is designed to be a win-win-win for farmers, dealers, and Farm Credit. By opting for Farm Credit EXPRESS, you benefit from lower cash prices, faster service, and the ability to maintain your relationship with your Farm Credit loan officer.

Key Benefits of Farm Credit EXPRESS:

  1. Lower Equipment Costs: Unlike zero-financing options, Farm Credit EXPRESS allows dealers to offer a lower cash price on equipment, which can save you money upfront.
  2. Speed and Convenience: The entire financing process is handled by the dealer, saving you valuable time. Often, the approval process is a day or two faster than conventional financing methods.
  3. Patronage Refund: As a Farm Credit borrower, you continue to earn patronage refunds, which adds to your savings over time.
  4. Simplified Financing: With Farm Credit EXPRESS, financing is focused on one item and isn’t cross-collateralized, meaning it’s not tied to your other loans or assets.
  5. Maintaining Relationships: The program respects the relationships you’ve built with your loan officer. Even though the paperwork is managed by the dealer, your loan officer still handles your loan, ensuring continuity and personalized service.

A Farmer’s Perspective

Jeffrey Crotts, a seasoned farmer, knows the challenges of balancing the demands of the farm with the need for efficient financial solutions. Farm Credit EXPRESS has made it easier for him and others to focus on what they do best—farming—without getting bogged down in the complexities of financing.

Time is money, and with Farm Credit EXPRESS, you can make the most of both. By focusing on the efficiency and convenience of Farm Credit EXPRESS, farmers can ensure they have the right tools to maintain high-quality produce and run a profitable business. Whether you’re harvesting strawberries or managing an orchard, the right equipment, backed by smart financing, is key to your success.