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Our Burnsville, NC office is closed temporarily for repairs from the storm. Our staff is still working and available by email or phone. Call 844.AGSOUTH to be connected with the appropriate party.

Farm Loans & Services

Loans tailored to agriculture

We Make Farm and Agricultural Loans for:

Agribusiness

  • Farm Services & Supply
  • Hauling Services for Ag Products
  • Cotton Gins & Peanut Shellers
  • Pellet Mills & Saw Mills
  • Meat Processing
  • Storage/Custom Services for Ag Products
  • Marketing & Processing

Operating Lines of Credit

We offer loans with revolving and annual lines of credit for all of your day-to-day operational costs — fertilizer, seed, labor and more. Repayment schedules are flexible and can be tailored to coincide with your crop or livestock sales.

Equipment Loans

  • Tractors
  • Pivots & Irrigation Systems
  • Fleet Trucks
  • Implements
  • Specialty Equipment (cotton picker, sprayer, spreader truck, etc.)

Ask your local equipment dealer about quick and easy financing options through Farm Credit EXPRESS.

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Farm Improvements

Whether you need to replace an old barn, put up fences, build a stable or install an irrigation system throughout your property, AgSouth Farm Credit is here to help finance all of your farm improvement needs.

Farm Land Loans

Whether you are looking to purchase or refinance land we offer competitive, long term fixed-rates. See our Land Loans page for more information on getting a farm land loan.

Livestock

We are specialists in financing livestock operations including: poultry, beef cattle, dairy and more. Repayment schedules can be tailored to coincide with your income schedule and operation's cash flow.

Timber & Sawmill Operations

We understand what it takes to finance your investment in timber land. We have a staff who specializes in the industry. We have financing options for:

  • Purchasing timberland or standing timber
  • Buying sawmill equipment
  • Purchasing machinery, vehicles, and equipment
  • Making timberland improvements and reforestation

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Benefits of Financing with AgSouth:

  • Loans structured to your needs
  • Flexible repayment plans
  • Lending staff specialized in financing agriculture
  • Share in our profits with our Patronage Program. 

 

Read: What You Need to Know About Farm Loans

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Farm Finance Workshops

AGAware® is a national award-winning program designed to promote and educate the next generation of young, beginning and small farmers. In this all day workshop, you'll gain tools to help you make better farm decisions. Click below for workshop dates. 

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YBS LOANS*

  • A young farmer is 35 years of age or younger
  • A beginning farmer has 10 or fewer years of farming, ranching or aquatic agricultural experience
  • A small farmer generates less than $350,000 in annual gross agricultural or aquatic sales 

*As of the date the loan is originally made

Loans for Young, Beginning or Small Farmers

 

AgSouth Farm Credit has a strong commitment to assisting young, beginning, and small (YBS) farmers with their financing needs.

We have been working with farmers for more than a century and understand the many difficulties involved in beginning a new farm operation, transferring an existing operation or expanding into new commodities or territories.

Our loan officers will be glad to review your situation and give you expert advice on the financial options that will best meet your needs.

Resources, Training & Financing For The Young, Beginning & Small Farmer

AgSouth Farm Credit is a proud contributing partner of AgBizInfo. AgBizInfo is the most comprehensive source of education and business resources for young, beginning, and small farmers and ranchers in the United States. Visit AgBizInfo today to start exploring resources and tools for your next venture! 

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How to Complete a Balance Sheet That Will Wow Lenders

Step 1: DOWNLOAD & EDIT: FARM BALANCE SHEET & INCOME STATEMENT

Step 2: Watch Your 20 Minute Guide to Completing a Farm Balance Sheet 

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