Industry Knowledge

Lenders see your application as an ongoing process and take in to account everything you do up until you sign your closing papers. Avoid these common mistakes to close your loan quickly!

What is a good credit score and how does a lender learn about your credit history? We will break that down into two parts.

Need help sticking to your budget? Here are 3 tips!

We've created a handy flowchart and article discussing the questions you should ask yourself when deciding to buy or build.

Improve your credit score for big purchases using these tips!

Learn how your score is calculated, what factors go in to your credit history, and how to use that information to your advantage.

When shopping rates for land loans, be sure you are comparing apples to apples. Knowing the term is just important as knowing the rate. 8% of a 20 year term with a 3 year balloon is different than a 8.5% fixed rate on a 20 year term. Which is better?

Then God said, "Let the land produce vegetation: seed-bearing plants and trees on the land that bear fruit with seed in it, according to their various kinds." And it was so. – Genesis 1:11

What does it mean to be part of a cooperative? We go over the principles all cooperatives follow and benefits of becoming a member of AgSouth Farm Credit. 

Nothing could be finer than owning a piece of land in Carolina! If you have your sights set on the perfect acreage, make sure you do your homework.