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Last Updated: 1/10/2025 at 3:00pm

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Water Irrigation and Agriculture

We interviewed two Georgia farmers about how they use water and answer commonly asked questions about the environment & more.
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Land Loan FAQs: What are Current Interest Rates?

In our latest AgSouth blog post, we discuss one of our most frequently-asked questions: What are current interest rates?
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Understanding Farm Financials Part 2

Understanding the business side of farming can be hard. In this article, we talk about the ratios that tell the story of how financially healthy your farm is.
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Understanding Farm Financials Part 1

Whether you’re coming back to the family farm or starting up your own operation, understanding the business side of farming can be hard.
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Understanding the Underwriting Process: The 5 Cs of Credit

One of the first things all lenders learn to make loan decisions are the “Five C's of Credit : Character, Conditions, Capital, Capacity, and Collateral."
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6 Mistakes to Avoid When Closing a Land, Farm or Home Loan

Lenders see your application as an ongoing process and take in to account everything you do up until you sign your closing papers. Avoid these common mistakes to close your loan quickly!
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How Lenders Use Your Credit Score and Credit History

What is a good credit score and how does a lender learn about your credit history? We will break that down into two parts.
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3 Ways to Stick to Your Budget

Need help sticking to your budget? Here are 3 tips!
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Buy or Build: Here are 6 Questions to Help You Decide

We've created a handy flowchart and article discussing the questions you should ask yourself when deciding to buy or build.
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How to Improve Your Credit Score

Improve your credit score for big purchases using these tips!
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