Ag South Farm Credit country home loans, adjustable rate real estate loans, adjustable rates

In addition to loans, AgSouth offers leases, an excellent option for those needing to get the most out of available credit.

Obtain the equipment you need without maxing out your available credit.
No down payment leases allow you to keep your money working for you where you need it.
Your lease payment is generally 100% tax deductible. Your tax deductions may be affected if you buy equipment in the last quarter of the year. If 40% or more of the total equipment you buy over the year is purchased in the last quarter, the IRS imposes the "mid-quarter convention." The right lease may help you avoid the deduction issue. See your accountant for details.
Payments are based on use during the lease, not the equipment's whole life. Therefore, payments are usually lower than with a typical purchase.
Your lease terms are custom fit to your situation. Need quarterly payments? Annual? Because our leases are flexible, we have the terms you need at the rate you want!
Purchase option - more choices! Upon expiration of your loan, buy the equipment, renew your lease or return it for a newer model.
Set up so you have the equipment during its prime. YOU determine the length of the lease.
Leases can be set up on a monthly, quarterly, semi-annually or yearly schedule so that your lease payments match your cash flow.
Already have the equipment? Talk to us about a sale-leaseback.